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History of Bendigo and Adelaide Bank in the Securitisation Market


Bendigo and Adelaide Bank Limited ("BEN") is a merged entity between Bendigo Bank Limited and Adelaide Bank Limited. The merger, in 2007, created one of Australia's largest second tier banks.

BEN has been providing home lending to its customers for over 160 years and with a strong community focus and a national presence it currently services over 1.9 million retail customers.

BEN was one of the first Australian Banks to securitise their residential mortgages in 1996 under the TORRENS (Heritage Adelaide Bank) and BANKSIA (Heritage Bendigo Bank) programmes.

Securitisation forms an important part of the BEN’s overall capital management and funding strategy. All potential securitisable loans are subject to an upfront due diligence that determines their securitisation status.

BEN is rated BBB+ / A-2 by S&P, A3 / P-2 by Moody's and A- / F2 by Fitch.

If you have any further queries please contact Term Funding on 08 7109 9510 or email

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Postal address

The Bendigo Centre
PO Box 480
Bendigo VIC 3552

Registered head office

The Bendigo Centre
Bendigo VIC 3550

F: 03 5485 7668

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Information on this page can change without notice to you.
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