Corporate Governance - Bendigo and Adelaide Bank
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Corporate Governance

Our Executives


Marnie Baker
Managing Director
BBus (Acc), ASA, MAICD, SF Fin.
Marnie Baker - Managing Director - Bendigo and Adelaide Bank

Based in Bendigo and married with three sons, Marnie has been with the Bendigo and Adelaide Bank Group since 1989 and an Executive of the Bank since 2000. She was appointed Managing Director in 2018.

Marnie has 30 years’ experience in financial services, specifically Retail Banking, Trustee and Custodial Services, Financial Planning, Insurance, Funds Management, Treasury, Risk and Compliance, Payment Systems, Information Technology, Change Management, Social Media and Digital Technologies, Legal and Human Resources.

Marnie holds a Bachelor of Business (Accounting) from Latrobe University and is a member of the Australian Society of Certified Practicing Accountants, member of the Australian Institute of Company Directors and a Senior Fellow of the Financial Services Institute of Australasia.

Marnie is a Director of Bendigo and Adelaide Bank Limited, Rural Bank Limited and sits on the Advisory Board of the Australian Centre for Financial Studies, Australian Bankers Association, Business Council of Australia, and Mastercard Asia Pacific Advisory Board. Marnie is also a member of Corporate Executive Women.


Taso Corolis
Chief Risk Officer
BEc, BCom, Grad Dip App Fin & Invest.
Taso Corolis - Bendigo and Adelaide Bank

Taso Corolis joined the Bendigo and Adelaide Bank Group in 2011 and was responsible for qualitative analytics, reporting and risk governance within Group Risk.  He joined the Bank from Rural Bank (now a wholly owned subsidiary), where he serves as the Chief Risk Officer since 2008.  Taso has approximately 20 years' experience in the financial services industry.  This includes ten years in senior roles within the Australian Prudential Regulation Authority (APRA).  He holds degrees in Economics and Commerce and postgraduate qualifications in Finance and Investments. 

Taso is also a non-executive director of Workskill Australia, a national not-for-profit and charitable organisation committed to transforming people's lives through employment, health indigenous and disability services. 


Travis Crouch

Chief Financial Officer 
BBus(Acc) (Latrobe), CA

Travis Crouch
Chief Financial Officer - Bendigo and Adelaide Bank

Travis Crouch joined Bendigo and Adelaide Bank in 2001. Over the past 17 years, Travis has held various roles in the organisation including Head of Banking Products & Solutions, Head of Investor Relations and most recently, Divisional CFO. Travis was appointed Chief Financial Officer in 2018. 

In his time at the Bank, he has also held other senior roles in Funds Transfer Pricing, Balance Sheet Management and Capital. Travis has been the Chairman of the Bank’s Pricing Committee since 2016

Prior to joining the bank, Travis spent 9 years working in Audit and Business Services in several Accounting firms.

Travis is passionate about his community and local sporting clubs. He has previously volunteered as a Zodiac Netball team manager and served on the boards of the Bendigo Spirit Women’s National Basketball Team and St Joseph’s Catholic Primary School.


Richard Fennell
Executive, Consumer
BEc, CA, MAICD.
Richard Fennell - Executive, Consumer - Bendigo and Adelaide Bank

Richard Fennell joined the Bank in 2007 after an 18 year career in finance and consulting, primarily with PricewaterhouseCoopers in Australia and Asia. Richard is currently Executive, Consumer Banking with responsibility for uniting the Bank’s consumer facing businesses to deliver outstanding banking services to our current and future customers.

Prior to this, Richard was Chief Financial Officer, and in addition, had responsibility for Group Strategy and our Corporate Division which comprised many of the Bank’s non-technology focussed support areas including People and Performance, Properties, Procurement and our Processing Centres.

A keen supporter of sport and the arts in South Australia, Richard is a member of the Board of Governors of the Helpmann Academy, a not-for-profit organisation dedicated to supporting young artists as they transition from tertiary study to artistic careers. He is also a Director of the Adelaide Football Club and currently chairs the Club’s Finance and Audit committee.


Alexandra Gartmann
Executive, Agribusiness
BSc(REM), MAICD
Alexandra Gartmann - Executive, Agribusiness - Bendigo and Adelaide Bank

Alexandra joined Bendigo and Adelaide Bank as Rural Bank as Chief Executive Officer in October 2015, having been a member of the Board since November 2014. Before joining Rural Bank, Alexandra was CEO of the Foundation for Rural and Regional Renewal (FRRR), a charitable foundation based on a partnership between philanthropy, community, government and business supporting the economic prosperity of rural, regional and remote communities across Australia. Prior to this, Ms Gartmann held the position of CEO of the Birchip Cropping Group for 10 years - a not-for-profit agricultural research organisation based in the Mallee Wimmera region.

She is a member of the Prime Minister’s Community Business Partnership, a member of the Victorian Agriculture Advisory Council, a Trustee of the Helen Macpherson Smith Trust and Director of the Australia Farm Institute. Alexandra was previously a member of the Board of the Rural Finance Corporation of Victoria and was Chair of the CSIRO Agriculture Advisory Council until 2017. She has been a member of the Crawford Fund, National Rural Advisory Council, LaTrobe Uni Regional Advisory Board and RIRDC National Rural Issues Consultative Group. She continues to be a champion for rural and regional Australia.


Robert Musgrove
Executive, Corporate and Public Affairs
GradCertAppFin 
Robert Musgrove - Executive, Corporate and Public Affairs - Bendigo and Adelaide Bank

Since joining Bendigo and Adelaide Bank in 1987, Robert has held a wide and varied range of positions across the Group, from Customer Service Officer to playing a pivotal role in the development and expansion of the Community Bank® model. Robert is currently Executive, Corporate and Public Affairs with responsibility for shaping and maximising the Bank’s position through external communications and championing its point of difference to all stakeholder groups.

From 2006, Robert managed key innovative partnerships for the Bank before moving into the role of Head of Group Strategy in 2009. Robert joined the Bank’s executive team in 2013. 

Robert is always on the lookout for challenging and unique ways to give back to his community. He has participated in a number of fundraising events including volunteering for Earthwatch and counting African fauna and flora in South African wildlife reserves. Robert is a director of the Bendigo Art Gallery, and a director of Community Sector Banking.


Bruce Speirs
Executive, Business
B.Com, CA, MBA, GAICD
Bruce Speirs - Executive, Business - Bendigo and Adelaide Bank

Bruce Speirs joined the Bank in 2004 and has held a number of senior positions including Head of Products, General Manager Managed Funds, Head of Financial Management and Reporting.

Today, Bruce is Executive, Business Banking with responsibility for the end to end experience of our business customers.

Most recently, Bruce held the role of Executive, Partner Connection and prior to that Chief Financial Officer of the Group’s wholly owned subsidiary, Rural Bank. Prior to joining Bendigo and Adelaide Bank, Bruce worked for Ernst & Young for 9 years in Australia, the United Kingdom and the United States.

A father of four children, Bruce is also the Chairman of Windmill, an Adelaide based theatre company focussed on the creation of works for children, young people and families which are toured nationally and internation


Louise Tebbutt
Chief People Officer

BBus (HR and Industrial Relations) (RMIT)

Louise Tebbutt - Bendigo and Adelaide Bank

Louise joined the Bank in October 2018 as Chief People Officer after more than 20 years in senior human resources roles, primarily with Myer.

At Myer, Louise held a number of senior positions, most recently as Executive General Manager HR, Risk and Safety. At the Bank, Louise is responsible for driving the capability and performance of the team to support business growth and sustainability. Louise has worked across and been responsible for all aspects of human resource functions including organisational development, talent acquisition and sourcing strategies, industrial relations and safety.

Louise holds a Bachelor of Business and is a lifelong human resources practitioner, with a deep passion for building organisational capability within a culture of performance and accountability, underpinned by shard common values. Louise is a member of the Carlton Football Club - People and Culture Committee and a former director of the Myer Stores Community Fund and Chair of the Myer Superannuation Policy Committee.


Stella Thredgold
Executive, Technology and Business Enablement
BBus (Accountancy), CPA, GAICD
Stella Thredgold - Executive, Technology and Business Enablement - Bendigo and Adelaide Bank

Stella joined the Bank in 1987 as an accountant and has since held a number of senior roles including financial management, treasury settlements, mergers, payments, properties and strategic sourcing.

Appointed to the Executive in 2010, Stella’s portfolio included People and Performance, Technology Services, Legal, IT Risk and Information Security, Properties, Sourcing and Enterprise Transformation and Change.

In 2015, Stella was appointed to the role of Executive, Technology and Business Enablement with responsibility for the Group’s core technology, data, transformation and change and architecture functions.

An advocate of diversity and inclusiveness in the workplace, Stella enjoys fostering workplace environments and practices that encourage learning from others and sharing diverse perspectives. Stella also has a keen interest in mentoring and supporting people to succeed and find balance in life and participates in many industry and community forums to influence and make a difference.

Stella holds a Bachelor of Business (Accounting) and is a member of the Australian Society of Certified Practicing Accountants and Graduate of the Australian Institute of Company Directors. She was also a finalist in the Telstra Business Woman of the Year Awards in 2015.


Andrew Twaits
Executive, Customer and Partner Engagement

BComm (Bond), LLB (Bond), LLM (Melb), MBA (MBS), GAICD

Andrew Twaits - Bendigo and Adelaide Bank

Andrew Twaits joined Bendigo and Adelaide Bank in 2017 and is responsible for customer and partner strategy engagement. Specifically, Andrew is tasked with strengthening engagement with existing and prospective customers, delivering innovation and nurturing new and existing partnerships.

Prior to his role and Bendigo and Adelaide Bank, Andrew ran his own digital and data strategy consulting business, advising some of Australia's largest companies and best-known brands across the retail, media, sporting, industrial and financial services industries. Andrew has been the CEO of a high profile technology joint venture and has held other senior roles in sport and professional services.

Andrew has undergraduate qualifications in commerce and law, postgraduate qualifications in law and business administration and is a graduate of the Australian Institute of Company Directors.  He was elected to the Macedon Ranges Shire Council in 2016 and is the Chairman of the AFL Players Association.